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Written by Ricardo Teves
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Many schools allow full-time employees
to take several classes a semester
tuition-free. Check with the school you’re interested
in getting your graduate degree from. It may make
sense to get a job there while working on your degree,
if you can’t afford to go to school full-time.
Before committing yourself to a graduate
program, weigh the costs
against what you hope to gain, professionally and
personally. If your chosen profession has relatively
low salaries, is it worth it to you to go into debt in
order to get an advanced degree in that field?
If you’re planning to attend graduate
school, it’s especially important to
keep your credit card debt under control and your
credit record in good shape.
Alternative loans are
available only to those with good credit.
If you want to attend graduate school
in the future, be sure to pay your student
loans from undergraduate school on time. If
you are in default, you’ll be unable to qualify for any
additional federal financial aid.
When looking for stipends or funding
for your graduate level research, visit
the websites of federal agencies such as the Environmental
Protection Agency (EPA), the U.S.
Department of Agriculture (USDA), and the
National Science Foundation (NSF) and look for
information on calls for grant proposals.
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Taxes & Finance 
