|Written by smitch07|
Shopping for Christmas presents can be stressful, especially if you have children or a large family. You always want to give someone that extra special gift but the way the economy is today who can afford to? Well it is possible to Christmas shop on a budget. Here are sixÂ tipsÂ to help you do so.
1.Avoid those department store lines
Shopping online has become very popular. You can always find good deals going on. Donâ€™t forget to use those coupon promotional codes. Check out these sites for promotional codes to different stores:
2.Make a list and stick to it
Making a list will help you know who you have to go gift shopping for. Make sure to write down what they might like and how much you want to spend for that person. After you get them a gift check their name off the listâ€¦â€¦ Done!
3.Ditch the plastic
Bringing cash will help you stick to your budget and eliminate you from racking up your credit card bills. No more worries when you get that credit card statement in January.
4.Shop the day after Christmas
Since stores are trying to get rid of all that Christmas merchandise you can really get great gifts for next Christmas for about 75% or more off. The down side to this is finding somewhere to store all these gifts.
5.Particpate in your workplace Christmas fund
Some jobs have a Christmas fund where you can set aside a certain amount to come out of your paycheck. When it is time to go Christmas shopping you just withdraw the money from your fund. Even setting aside as little as $10 will help and you may just be surprised how it can add up. Some employers will even match what you put in your fund.
6.Stock up on gift cards
Trying to think ahead of what to get the person who has everything? Gift cards are a never fail idea. Whatâ€™s even better is now most gift cards do not expire or will be replaced if they are lost or stolen. Just remember to keep track of the account number.
Itâ€™s always good to have a plan and think ahead for the Christmas holiday. Remember itâ€™s never to early to start. Happy shopping!